Central Government Sponsored Programmes

In order to generate continuous and sustainable employment opportunities in Rural and Urban areas of the country, PMEGP is a credit-linked subsidy programme launched on 15th August 2008 by merging the two erstwhile schemes called Prime Minister’s Rojgar Yojana (PMRY) and Rural Employment Generation Programme (REGP).

Implementing Agencies

• National Level: Khadi and Village Industries Commission (KVIC)
• State Level: State KVIC, State Khadi and Village Industries Boards (KVIB), District Industries Centres (DICs), and Banks

Eligible Entrepreneurs / Borrowers

• Individuals above 18 years of age.
• VIII Std. pass required for projects above Rs. 10.00 lakhs in manufacturing and above Rs. 5.00 lakhs for Service Sector.
• Self Help Groups (SHGs) and Charitable Trusts.
• Institutions Registered under Societies Registration Act- 1860.
• Production-based Co-operative Societies.

Security & Moratorium

• Assets created out of the bank's finance.
• Personal guarantee of the proprietor / promoter.
• No collateral security up to Rs. 10 lakhs.
• Eligible units to be covered under CGTMSE (excluding Margin Money / subsidy component).

To support micro food processing enterprises through credit, technology upgradation, branding, and market linkage. PMFME helps micro food processing units to formalize, improve technologies, and access broader markets.

Target Group

• Individual entrepreneurs
• Self Help Groups (SHGs)
• Farmer Producer Organizations (FPOs)
• Cooperatives and Producer Cooperatives

Key Features & Objectives

• One District One Product (ODOP) approach for infrastructure development.
• Skill development, training, and technical handholding.
• Common infrastructure, branding, and marketing support.
• Formalization of existing units and integration with the supply chain.

MUDRA is a financial institution set up by the Government of India for the development and refinancing of micro-units enterprises. Announced in the Union Budget for FY 2016, MUDRA provides funding to the non-corporate small business sector through various Last Mile Financial Institutions like Banks, NBFCs, and MFIs.

Mudra Loan Schemes

The interventions have been named 'Shishu', 'Kishor', and 'Tarun' to signify the stage of growth and funding needs of the beneficiary micro-unit/entrepreneur, providing a reference point for the next phase of graduation.

Pradhan Mantri Awas Yojana - Urban 2.0 (PMAY-U 2.0) 'Housing for All' Mission provides financial assistance to 1 crore urban poor and middle-class families to construct, purchase, or rent a house at an affordable cost in cities. Central assistance of up to ₹2.50 lakh crore is provided under the Scheme.

Four Verticals of Implementation

• Beneficiary Led Construction (BLC)
• Affordable Housing in Partnership (AHP)
• Affordable Rental Housing (ARH)
• Interest Subsidy Scheme (ISS)

Special Focus & Equity

Addressing the housing requirements of widows, single women, persons with disabilities, senior citizens, transgenders, and weaker sections of society. Special focus groups include:

• Safai Karmi & Street Vendors identified under PMSVANidhi Scheme.
• Artisans under Pradhan Mantri-Vishwakarma Scheme.
• Anganwadi workers, building and construction workers, and residents of slums/chawls.

To provide affordable, collateral-free working capital loans to urban street vendors for restarting and expanding their businesses post-pandemic, promoting financial inclusion, digital transactions, and livelihoods.

Key Benefits

• Affordable working capital loans in three progressive tranches based on timely repayment.
• Interest subsidy of 7% per annum credited to the bank account quarterly.
• Cashback on digital transactions to incentivize cashless business operations.
• Enhanced credit limit and next tranche eligibility upon prompt repayment.

Announced under the Prime Minister's AtmaNirbhar Bharat Abhiyan stimulus package, the ₹15,000 crore AHIDF is designed for incentivizing investments by individual entrepreneurs, private companies, MSMEs, Farmer Producer Organizations (FPOs), and Section 8 companies to establish critical veterinary and processing infrastructures.

Infrastructure Projects Eligible for Incentives

• Dairy processing and value addition infrastructure.
• Meat processing and value addition infrastructure.
• Animal Feed Plant establishment.
• Breed Improvement Technology and Breed Multiplication Farm.
• Animal Waste to Wealth Management (Agri Waste Management).
• Setting up of Veterinary Vaccine and Drugs Manufacturing facilities.